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INEXPENSIVE
MEXICAN CAR INSURANCE
During the past 5 years that we have been visiting Mexico
we have not had any misfortunes on the road that would cause us to call
upon our insurance provider for ourselves and our vehicle. A referral from
a lawyer friend caused us to call ADA VIS GLOBAL ENTERPRISES, INC. when we
were preparing for our initial trip south for our enrollment in the 90 Day
Yacht Club. The cost of coverage is $58 US for a year of basic coverage.
For an additional $25 you can receive what they call LEGAL AID COVERAGE.
In Mexico
a traffic accident is considered a felony. It is very possible the
authorities will detain you and impound your vehicle until they conclude
their investigation. This extra legal aid coverage helps you prevent this
nasty situation. With a call to a number provided with your policy you
will get immediate service from an attorney that will come to your
assistance and negotiate your immediate release as well as the release of
your vehicle. They will pay the bail bond, help you file the police
report, assist in the case of theft of your vehicle, and help you pay any
fines or fees and recuperate any damages. This is provided by an alliance
with Proteccion Automovilistica Mexicana south of the border and we
strongly advised to you take advantage of this dependable and inexpensive
coverage for your travels south. They also can provide you with a R.V.
insurance quote.
Ask for the owner's son Marty Adair. The
family has been in the insurance business for 27 years. You can contact them at; P.O. Box 744
, Temecula
, CA
92593.
Phone them at (800) 909-4457 or fax at (800) 909-1007. You
can e-mail at info@adavisglobal.com
or visit their site at www.adavisglobal.com
on the web.
*OUR TRAVEL TIP- When traveling on the toll
road stay in the extreme right side of the right lane when not overtaking
and passing as most accidents occur when speeding overtaking cars in your
lanes either rear-end or side-swipe slower moving vehicles in the right
hand lane...
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AN AUTHENTIC FRENCH PASTRY SHOP IN
ENSENADA!!!
After surfing the shores of France
during 3 European trips in prior times gone by, we are happy to share our
favorite stop in Ensenada
for purely calorific and decadent confections of noble scope! Founded in
1990, the Reposteria La Reyna will soon become your most recommended
secret find in town. Open from
10 am
to
9 pm, 7 days a week, at # 1449 Calle 2a (one and a half blocks NW from
Bronco’s Steak House and the San
Nicolas
Hotel) you will find only 6 selections of pastelitos franceses. Any more would
be tipping the scales toward sugar insanity! Each selection is only 12
pesos (about US 1$), so for a few bucks you can take care of more than a
few of your French pastry fetishes. Light and oh so subtle in their mega
tilt of your senses, we highly recommend you stop and say hello to Raul
Reyna and his son Israel from us when you visit!!!
Click on these photos
and the following photos in this newsletter and use your web browser
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THE NEW FREE ROAD THROUGH
SOUTH ROSARITO
It’s finally done and is a great improvement over
the old two lane road that often washed out and became impassable. Two
years ago we were half way through this area headed south to Ensenada
only to have to turn around at a washout and take the toll road. Talk
about a traffic jam! Those heading south had no clue as to the roads
condition ahead until they got to the actual area to turn around and it
continued to get worse as others joined the rush hour insanity and there
was absolutely no traffic management or warning of the situation ahead.
Now you have a cement six lane road between the Rosarito toll plaza to the
Fox Studio complex that is wide enough to land a Boeing 747 jet! The
businesses on the side of the road have ample parking and proper curbing
and there is a center divider to keep opposing traffic lanes from
entangling. At the present time there is only one stop sign, but we
anticipate more as they probably will soon catch on to the way they do it
in the States. Stop signs placed in strategic areas to make you stop and look
at the roadside commerce in an effort to get you to halt your journey and
spend money in the area. We applaud the Mexican officials that approved
this project that many complained about prior to and during its
construction. We always take this road when heading north or south as you
can bypass the Rosarito toll plaza saving that toll cost for tamales at
our best recommended stop between the border and Ensenada
listed below.
TAMALES LAS GAVIOTAS
Km-41&1/2 (Km 48&1/2 on the toll road). Signs advertising rooms
for rent and tamales at a simple 2 story white and light green building
marks our favorite food stop along the entire route to Ensenada. For 14
years this family-owned establishment has offered rooms and tamales to
those passing by on the old road to Ensenada. Maria Cristina and Francisco welcome you from the window of their
kitchen from which they serve the best chicken, cheese, and fruit HOT
tamales we have ever tasted! Whether taken to go to your boat, or eaten at
the yard furniture tables by the kitchen window, we advise you have
refreshment close by to accent the savoring of these works of culinary
art. We usually get a few extra to feed to the microwave en route to our
mouths at the boat.
TWO NEW
RESTAURANTS TO VISIT
Las Cazuelas de Kiki: On the beach at the foot of
Ave. Caracoles behind the Chevy Dealer car lot on Blvd. Lazaro Cardenas.
This restaurant is well hidden off the tourist beaten path but well worth
finding, as it is a very popular local breakfast stop right on the beach
in a quiet remote area of town.
La Vendimia Wine Bar and Wine Shop: Ave.Riveroll #85.
This restaurant features an excellent menu selection of wine, seafood and
Mexican cuisine with an outdoor sidewalk dining area. Try the Caesar salad
for two prepared at your table, the pastas, and the stingray steak. Tel.
174-0969
 
ENJOY
THE WINES OF THE
ENSENADA AREA WHILE YOU VISIT
This area is the most fertile and productive wine
country in all of Mexico. Here are two suggested wine producing places to visit while you are in Ensenada.
Valle de Guadelupe
This grape growing and wine producing area in Baja
California is situated in a spectacular valley in which most of the state
and national, and international wineries have been established producing
award winning wines. It is said that 95% of the grapes grown to produce
Mexican wines are grown in this valley. This unique location is only 40
miles northeast of Ensenada
while traveling on Highway 3 to Tecate. The recorded history of the valley
dates back to the era of the Dominican missions during the latter part of
the 18th century. Prior to that time, the Kumiai Indians
inhabited this area. Their presence can be seen in the rupestrian art
(rock paintings) and the mortars, tools, and small ceramic fragments found
in the area. The little town of Guadelupe, which is inhabited by a population of 3,500 which live here to support
the local agricultural and wine making activities, will be found along
this road. The town was colonized by the local Russian community in 1905.
Also, along the road to Tecate are the Domeco and LA Cetto Wineries, which
offer wine tasting and a great value priced selection of domestic Mexican
born wines. Our regional roadmap illustrates the location of the valley,
city of Guadelupe, and these wineries.
Santo Tomas Winery
“Bodegas de Santo Tomas” was founded by Francisco
Andonegui and Miguel Olmar, who arrived in Ensenada
in 1882 and 1888, respectively. They purchased some vineyards and a small
plant to make wine from Loreto Amador founding Santo Tomas Wines at the
little village
of
Santo Tomas, located in the Valle de Santo Tomas, 30 miles south of
Ensenada. In 1913, Gral. Francisco Vazquez ordered a building built to serve the
25th military regiment as headquarters. This building now will
be found to house the downtown winery and bottling plant for Santo Tomas
Wines. A tour of the works and wine tasting of the product of Baja’s
oldest winery is available. The restaurant in the winery is known as one
of Baja’s finest. You will find this location listed as #62 on our
Ensenada
site map.
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ROAD
TRIP!
San Quintin is a colorful and bustling agricultural
center 114 miles south of
Ensenada
on the transpeninsular highway. With sandy beaches and sand dunes along
the ocean and many bays, it is also a paradise for outdoor sport
aficionados with excellent hiking, hunting, clamming, kayaking, bird
watching and fishing. Historical landmarks include the Old Mill, Old Pier
and the English cemetery, all remnants of the 19th century
British attempt at colonial control of the area. During that era, huge
tracts of land charter by both British and American holding companies
headquartered in Ensenada
were established. In 1882, Ensenada
was appointed capital of the territory due to this land expansion in the
south. Today, San Quintin provides a wide assortment of restaurants,
hotels, RV parks, stores and services. Just south of here, the
transpeninsular highway heads inland to eventually transverse the Baja and
joins the coast at the magnificent Bay of Conception/Santa Rosalia/Loreto
area of the eastern Baja peninsula on the Sea
of
Cortez.
THE 90 DAY YACHT CLUB
The basics about taxes and yacht purchases
The “90 Day Yacht Club” is the common name given to yacht
purchasers who choose to take an offshore delivery of their new boat, and
spend more than 90 days in another country. This performance of compliance
with the State of
California Law
relieves the new owner's responsibility to pay the State sales tax on the
purchase. Here are the basics about the law and your tax obligations.
The cost savings you enjoy of the almost 8%
California State Tax on the purchase and price of your boat may help buy a
larger boat, make the buyer's offer more flexible, or make the down
payment funds available for approval of financing. You may want to use the
savings to update the electronics, mechanics, or cosmetics on your new
boat. While in Ensenada
you may be able to do some needed work in one of the boat yards
implementing improvements on your new yacht that are overdue. You will
find much lower labor rates and fine quality results in the work you have
performed while in Mexico.
Perhaps the most confusing and misunderstood facet of
the whole 90 Day Yacht Club experience is the actual means of physically
performing the transfer of ownership and then proving the whole process
was successfully done to the California tax collector. The whole nebulous
process is not spelled out in plain English by government decree, so you
have to use the methods that have satisfied the taxman in the past.
The 90 Day Yacht Club is a bit of a misnomer; you
will owe taxes if you do not spend a full 90 days plus one day offshore.
There are other new wrinkles which are often overlooked and later used to
find the new boat owner liable for their
California
State
tax. We don't advise skirting the actual method of transfer prescribed as
it could mean you fail to satisfy the terms of the current law, and could
possibly be made to pay the tax at a later date.
While most brokers are knowledgeable in the general
aspects of the offshore delivery process, please remember they are not tax
professionals. Please be aware that the methods prescribed and recognized
by the State Board of Equalization continue to change as the law evolves
from year to year. Your yacht brokerage firm may have an attorney they can
suggest you contact to discuss the proper interpretation of the current
laws being enforced.
Keep in mind, taking a boat to Mexico
as a tax avoidance,
rather than as a tax compliance,
are two different intents. To satisfy the spirit of the law the boat
should be used extensively while it is in Mexico. Actually, the true and righteous proper fulfillment of the law's intent
and implementation would have you visiting and using your new boat weekly
while offshore. This is a great opportunity to spend time in Mexico
with your new boat and family.
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As I used to say
to my salesmen when I was sales manager-
"your raise
becomes effective when you do"
In this case
your savings become effective when...
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